Videos
One of the most common questions people ask when planning for retirement is: how much money do I really need? There isn't one magic number. The amount you need depends on your spending, guaranteed income, retirement age, taxes, and how long your money needs to last. In this video, Andy Rose walks through a simple framework for thinking about your retirement number and determining whether your savings and income sources can support the lifestyle you want.
Are you retiring in 5 years? Learn five essential steps to organize your finances, manage taxes, and build a sustainable retirement plan. Preparing for your post-work life requires more than just saving money. This guide focuses on the critical adjustments needed for those nearing the finish line.
If you've inherited an IRA, understanding the rules before taking withdrawals could save you from unnecessary taxes and costly mistakes. Inherited IRAs have become more complicated in recent years, especially for non-spouse beneficiaries. The timing of distributions, the type of IRA you inherit, and your relationship to the original owner can all have a significant impact on your tax situation.
One of the most common pieces of retirement advice is to wait until age 70 to claim Social Security. While delaying benefits can be a smart strategy for some retirees, it's not always the best decision for everyone. In this video, Andy Rose explains five situations where claiming Social Security at age 62 may actually be the more effective retirement strategy based on your personal financial circumstances.
Small business retirement planning is often ignored. Learn three essential financial freedom strategies for business owners to secure your future. Running a company consumes your time, energy, and resources. Many entrepreneurs focus entirely on growth and managing employees, leaving their own long-term financial security at risk.
Learn how Trump accounts work and if these tax advantaged accounts are the right tool for building your child's future wealth.
At Andy Rose Wealth Management, our process is designed to help you make informed decisions through personalized planning and ongoing guidance. In this video, we walk through what that initial process looks like, and how we help clients build, protect, and preserve their wealth for the future.
Shares the importance of updating beneficiaries on financial accounts. In many cases this may override existing wills and trusts. Imperative to keep these accounts updated on a regular basis.